Welcome to Your Bank

First ever People’s Bank on blockchain. Use it how you want. No restrictions.

AYODA Co-Operative Bank is Your Bank

AYODA provides accessible democratised banking for communities everywhere. Transform the way you bank and unlock instant financial freedom all in one place

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The Only Wallet You Need

Your AYODA SuperWallet lets you spend in multiple currencies and cryptocurrencies with ease.

Experience a secure, full-function wallet fully under user control, ensuring privacy and independence

Features

Control

Control your money in one place
Manage, spend, save, invest, trade
Hold your Money, Crypto and NFTs

Multi-Currency & Cryptocurrencies

Spend in any currency, anywhere
Withdraw your crypto as cash at any ATM

Security

Tokenised identity and Zero-knowledge (ZK) proof
Advanced protection
Real-time monitoring

Instant Card Issuance

Create your debit card instantly
Works with many other wallet apps like, Alipay, Apple Pay, Google Pay, Samsung Pay, UnionPay, WeChat pay etc.
Physical premium metal cards available soon

How it Works

Manage your money with confidence using AYODA’s trusted platform designed to give you control and peace of mind.

Download AYODA SuperWallet

Sign up and activate your wallet account
Issue your virtual card with a single tap

Spend

Use your card online or in-store
Spend your cryptocurrency holdings like cash
Trade carbon credits like money

Top up cards in 3 ways

Transfer funds
Link to your bank account
Top up with your cryptocurrencies using USDT

Manage

Withdraw your money and your crypto as cash at any ATM
Track and control your finances in real time
Easily trade your carbon credits, crypto and tokens anytime

Invest

Fractional ownership in sustainable projects and green-energy infrastructure
Crowd-funding and community-based investments
Wide range of energy, data centre, telecoms, agricultural, fisheries, ayurveda, construction and development investments to be announced

AYODA Physical Debit Cards: Two Distinct Tiers for Every Lifestyle

AYODA Standard Debit Card

Seamlessly manage your daily finances. Our classic AYODA debit card is designed for reliability, convenience and peace of mind.

AYODA Black Diamond Premium Debit Card (Metal)

Experience banking redefined. The Black Diamond card is more than just a payment tool. It’s a statement. Crafted from durable precious metal alloy, often including a layer of precious metals like Gold or Platinum, convey a high-end feel and aesthetics with unique designs, engravings and finishes. Enjoy premium status, exclusive incentives, and unparalleled elegance every time you pay.

Coming Next. Perks, exclusive access, luxury rewards and personalised experiences prior to launch. Stay tuned on the socials!

Mission

AYODA is committed to a sustainable future, and we are proud to announce our operations are powered by True Green Smart-Solar Energy and trackable on our blockchain.

Through our sustainable innovation we will be introducing Carbon Credit and Green-Energy Trading with fractional ownership of actual, utility grade, Smart Solar Parks and other sustainable projects.

These and other investment opportunities will be announced, as we bring those online and directly to you.

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Join the AYODA Waitlist